Additional Member Benefits

Insurance deals for FBU members from UIA insurance:

When you join the FBU, you can take advantage of the below insurance deals to help make life a little easier. Whether you are a serving or retired member, you and your family can benefit from competitive rates for home, travel, car and pet insurance provided by UIA.

Home Insurance:  With three levels of cover, there is a policy that suits everybody. 5% discount when combining contents and buildings insurance. Spread the cost over 10 months with UIA’s free monthly instalment plan.

Travel Insurance: 5% online discount for single trip or annual multi-trip cover, with no upper age limit on the single trip policy. Standard and Premier cover options are available, as is cover for medical conditions. Insurance for golf clubs and skiing is also available. Benefit from family discounts and children under four are insured for free.

Car Insurance: Comprehensive, third party fire and theft, or third party only cover. Flexible payment options and free European Union cover for up to 90 days. Inclusive cover for Union business.
Pet Insurance: Competitive 

cover for cats and dogs. Range of cover levels available from Bronze to Gold. Includes cover for ongoing conditions.

Visit the UIA website for a quote or call UIA on 0845 842 8421.

As a mutual insurer, UIA reinvests any surplus in order to keep premiums low. Our underlying principles mean that members can be sure of a consistently fair and honest approach.
FBU is an Introducer Appointed Representative of UIA (Insurance) Ltd. and UIA (Insurance Services) Ltd. UIA Travel and Car Insurance are arranged and administered by Heath Lambert Ltd. UIA Pet Insurance is arranged and administered by Thornside Pet Healthcare Insurance, which is a trading name of BDML Connect. Thornside Pet Healthcare Insurance is underwritten by Amtrust International. All these companies are authorised and regulated by the Financial Services Authority (


FBU Health Cash Plan from BHSF

Fire engine

Welcome to your health cash plan

Representing the vast majority of the uniformed staff of the UK fire and rescue service, the FBU is the voice of firefighters and the fire and rescue service across the UK. Looking after its members is paramount to the FBU and that's why we have arranged a health and wellbeing benefit for FBU members.

The FBU endorsed health cash plan can help you manage the healthcare needs of you and your family, by enabling you to claim cash back on your everyday healthcare costs. Whether that's dental check-ups and treatment, new glasses and contact lenses, or therapy treatments such as physiotherapy and chiropody, a health cash plan could help you.

The FBU is proud to represent all firefighters and hopes you and your family take full advantage of this benefit and find it to be of good value.

Matt Wrack
General Secretary



Helping you manage your everyday healthcare and wellbeing needs

With the FBU health cash plan, you can claim money towards your everyday healthcare costs from as little as £5.00* per month.

What you can claim for:

You can claim cash reimbursements for routine and emergency healthcare such as:

  • Dental costs
  • Optical costs
  • Therapy treatments such as physiotherapy and osteopathy
  • Diagnostic health consultations
  • Maternity
  • And more!

Also included

  • 24/7 confidential telephone helpline offering counselling services on stress, family relationships, bereavement, substance abuse and debt, along with legal and financial support and information on medical matters
  • GP helpline providing 24/7 access to a fully-qualified GP at a time when you need them most

What else you need to know:

  • Premiums are paid by convenient payroll deduction
  • Five levels of cover to choose from
  • Anyone aged 17 or over, who normally resides in the United Kingdom, can apply
  • No medical required
  • Choose from individual or family cover - children can be covered on a family plan until their 18th birthday
  • Claims paid directly to you normally within 3-5 working days
  • A claim form will be sent to you with your policy welcome pack and a new claim form sent to you each time you make a claim

If you have any questions regarding the FBU health cash plan or are interested in applying, please call the BHSF customer helpdesk on 0800 622 552.

To view the full benefit table please click the link on the right hand side.

*Premium based on level 1 personal cover.

You are eligible to claim from the start date shown on your policy, with the exception of maternity payment (10 month qualifying period) and for pre-existing conditions, which result in a hospital-related claim (2 year qualifying period).